Don’t Get Caught Unprepared
If you own a small business, you understand the need for having a plan to protect your company from being shut down by a natural or manmade disaster.  As a business owner, you also depend on the well-being of your employees, clients, customers and neighbors to stay in business.  So it makes good business sense to do what you can to help them prepare for any kind of disaster. The same basic preparedness tips that work for businesses, storing important records offsite, having contact information for your employees, clients and suppliers, keeping an emergency kit nearby, also apply to homeowners and renters. With those thoughts in mind, here are a few disaster preparedness tips for homeowners, renters and businesses:

 Make copies of your important records, and store them in a secure place far enough away in case a widespread disaster hits, yet close enough to have quick access to those documents when needed.

Keep an up-to-date list of e-mail addresses and phone numbers for family members, employees, co-workers and insurance company contacts.  Make someone in your family or company responsible for maintaining this list, and for contacting everyone after the disaster.

Do you understand the limits of your business, homeowner or renter’s insurance policy? Check in with your insurance agent to make sure you have enough coverage to recover from the disaster.

Put together an emergency kit that includes at least one gallon of water per person per day, a three-day supply of non-perishable food, battery-powered radios, flashlights with extra batteries, a first aid kit and a cooler to keep refrigerated food cold in case of a power outage.

To get help on building a plan for your family and business, the best emergency preparedness guidance from the U.S. Department of Homeland Security can be found at Ready.gov.  If you’re a business owner, you owe it to your family and employees to protect your company from being shut down permanently after a disaster.